An Affordable Care Act Quiz for All of Us

The Affordable Care Act promised to deliver significant changes in health care and health insurance.  During the past two years, we’ve learned a great deal about what is included in this sweeping new law.  As with most wide-ranging laws, it can be hard to get the real facts and all too easy for misinformation about the law to […]

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5 Must-Fix Items in the Affordable Care Act: Higher Insurance Costs

Supporters of the Affordable Care Act told us the law would make medical care and health insurance less expensive.  Advocates said there were several reasons.  More people will have insurance, including a lot more healthy young people.  Competition created by health insurance exchanges will bring prices down.  More people would gain access to preventive care.     However, other parts of the […]

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5 Must-Fix Items in the Affordable Care Act: Premium Repayment

The promise of the Affordable Care Act is to make health insurance less expensive for American families.  The promise is based on premium assistance from the federal government for people who qualify.  But there is a surprise in store for many families.  If you didn’t know you might have to repay the premium subsidy you already […]

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5 Must-Fix Items in the Affordable Care Act: The Disappearing Subsidy (or, How Government Budgeting Invaded Your Checking Account)

Affordable Care Act supporters promise health insurance will become more affordable.  This promise is largely based on help paying premiums for people whose incomes fall between 100% and 400% of the Federal Poverty Level (“FPL”). However, lurking within the more than 2,700 pages of the Affordable Care Act are several significant surprises for families who take advantage of this aid.   […]

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Five Must-Fix Items in the Affordable Care Act – The Small Business Deductible

Editor’s Note:  We initially expressed concern about the impact of the small business deductible cap in September 2012.  Since that time, the Department of Health and Human Services issued a final rule on the application of the small business deductible.  Under that ruling, the Affordable Care Act provision allowing small businesses to use medical expense […]

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