12 True-False Questions About the Affordable Care Act

With the new health insurance marketplaces open and 2014 approaching, we’ve learned a great deal about the Affordable Care Act.  But polls tell us most Americans still don’t know much about the law or are pretty confused.  In fact, a recent survey by the Kaiser Family Foundation reported that six of 10 Americans know very little about what the […]

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Five Must-Fix Items in the Affordable Care Act – The Small Business Deductible

Editor’s Note:  We initially expressed concern about the impact of the small business deductible cap in September 2012.  Since that time, the Department of Health and Human Services issued a final rule on the application of the small business deductible.  Under that ruling, the Affordable Care Act provision allowing small businesses to use medical expense […]

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Time to Bend the Health Insurance Cost Curve

There was an interesting health insurance discussion on the social networking site LinkedIn recently.  Participants were talking about the 2011 United Benefits Advisors Health Plan Study.  The study noted that Consumer Directed Health Insurance Plans, at 22.9% of employer-provided health plans, surpassed HMOs, which now represent only 17.8% of employer health plans.  Both still lag far behind PPO plans (48.4%), according to […]

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