After Dental Care, What’s Left in Your Wallet?

Have you ever noticed that dental pain often finds its way from your mouth to your wallet?  In the United States, major dental care can cost anywhere from a few hundred to more than $40,000.  When you turn to your dental insurance policy for benefits, you find coverage limits of only a few thousand dollars, leaving you with a […]

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An Affordable Care Act Quiz for All of Us

The Affordable Care Act promised to deliver significant changes in health care and health insurance.  During the past two years, we’ve learned a great deal about what is included in this sweeping new law.  As with most wide-ranging laws, it can be hard to get the real facts and all too easy for misinformation about the law to […]

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Five Must-Fix Items in the Affordable Care Act – The Small Business Deductible

Editor’s Note:  We initially expressed concern about the impact of the small business deductible cap in September 2012.  Since that time, the Department of Health and Human Services issued a final rule on the application of the small business deductible.  Under that ruling, the Affordable Care Act provision allowing small businesses to use medical expense […]

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Seven Reasons Your Business Is Overpaying for Health Insurance

Are you getting the most for your dollar with your company’s health insurance plan?  When we ask that question, quite often the answer starts as “Yes” and pretty quickly turns  to “I don’t really know.”  The simple fact is that most business leaders only know the toll rising health insurance costs are taking on the […]

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