5 Must-Fix Items in the Affordable Care Act: Higher Insurance Costs

Supporters of the Affordable Care Act told us the law would make medical care and health insurance less expensive.  Advocates said there were several reasons.  More people will have insurance, including a lot more healthy young people.  Competition created by health insurance exchanges will bring prices down.  More people would gain access to preventive care.     However, other parts of the […]

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5 Must-Fix Items in the Affordable Care Act: Premium Repayment

The promise of the Affordable Care Act is to make health insurance less expensive for American families.  The promise is based on premium assistance from the federal government for people who qualify.  But there is a surprise in store for many families.  If you didn’t know you might have to repay the premium subsidy you already […]

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Five Must-Fix Items in the Affordable Care Act – The Small Business Deductible

Editor’s Note:  We initially expressed concern about the impact of the small business deductible cap in September 2012.  Since that time, the Department of Health and Human Services issued a final rule on the application of the small business deductible.  Under that ruling, the Affordable Care Act provision allowing small businesses to use medical expense […]

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Seven Reasons Your Business Is Overpaying for Health Insurance

Are you getting the most for your dollar with your company’s health insurance plan?  When we ask that question, quite often the answer starts as “Yes” and pretty quickly turns  to “I don’t really know.”  The simple fact is that most business leaders only know the toll rising health insurance costs are taking on the […]

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