Tag: insurance company
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11 Ways Congress Can Improve the ACA Right Now
Now that the 2014 elections are behind us, we thought we’d take a look at 11 actions Congress can take to improve the Affordable Care Act. Several of our suggestions have bipartisan support and, even in the 2015 session of Congress, a vote to do away with some of the less popular aspects of the […]
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10 Critical Health Insurance Questions You Should Ask Right Now
Health insurance will undergo significant changes in 2014, and many American families are wondering how to plan for them. Whether you have health insurance through an employer or buy it on your own, here are ten questions you and your family should ask right now. Question Why is it important? 1. Will health insurance cover my […]
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An Affordable Care Act Quiz for All of Us
The Affordable Care Act promised to deliver significant changes in health care and health insurance. During the past two years, we’ve learned a great deal about what is included in this sweeping new law. As with most wide-ranging laws, it can be hard to get the real facts and all too easy for misinformation about the law to […]
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5 Must-Fix Items in the Affordable Care Act: Higher Insurance Costs
Supporters of the Affordable Care Act told us the law would make medical care and health insurance less expensive. Advocates said there were several reasons. More people will have insurance, including a lot more healthy young people. Competition created by health insurance exchanges will bring prices down. More people would gain access to preventive care. However, other parts of the […]
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5 Must-Fix Items in the Affordable Care Act: Premium Repayment
The promise of the Affordable Care Act is to make health insurance less expensive for American families. The promise is based on premium assistance from the federal government for people who qualify. But there is a surprise in store for many families. If you didn’t know you might have to repay the premium subsidy you already […]
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Five Must-Fix Items in the Affordable Care Act – The Small Business Deductible
Editor’s Note: We initially expressed concern about the impact of the small business deductible cap in September 2012. Since that time, the Department of Health and Human Services issued a final rule on the application of the small business deductible. Under that ruling, the Affordable Care Act provision allowing small businesses to use medical expense […]
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Seven Reasons Your Business Is Overpaying for Health Insurance
Are you getting the most for your dollar with your company’s health insurance plan? When we ask that question, quite often the answer starts as “Yes” and pretty quickly turns to “I don’t really know.” The simple fact is that most business leaders only know the toll rising health insurance costs are taking on the […]
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Time to Bend the Health Insurance Cost Curve
There was an interesting health insurance discussion on the social networking site LinkedIn recently. Participants were talking about the 2011 United Benefits Advisors Health Plan Study. The study noted that Consumer Directed Health Insurance Plans, at 22.9% of employer-provided health plans, surpassed HMOs, which now represent only 17.8% of employer health plans. Both still lag far behind PPO plans (48.4%), according to […]